For most Canadians, buying a home is one of the most important purchases they will ever make. No matter how well a home is built, it is still susceptible to property damages that are out of your control such as fires, floods, or unforeseen acts of nature.
At Hallmark Attorneys LLP, our team advocates for your right to meaningful compensation for your losses after a flood or water damage. We help clients throughout Richmond Hill and the GTA fight for amounts higher than the minimum requirements offered by insurance companies.
Why Hire a Lawyer for Flood Insurance Claim?
While many homeowners or business owners are fully aware of what their insurance plan covers, many are unaware of what their insurance plans do not cover. This is one of the reasons why you should consult an insurance lawyer when you’re about to or have already commenced filing a flood insurance claim.
Our team of seasoned insurance experts At Hallmark Attorneys LLP have many years of experience dealing with flood insurance claims. We are renowned for rigorously defending the rights of our clients and ensuring that we work with them to obtain the legal compensation they rightfully deserve.
Filing flood insurance claims can be riddled with complexities — primarily legal language and processes that insurance companies use in determining the payout. Claims of this nature are highly time-sensitive and if you don’t act fast with proper representation you may be at a disadvantage in advancing your flood insurance claim.
Compensation Outside What Your Flood Insurance Covers
After a flood occurs, homeowners and business owners can suffer substantial financial losses and property damage. Most individuals believe that their insurance policy will cover these losses. The Insurance Bureau of Canada states that 39% of Canadians believe that they are covered through their insurance provider for damages caused by flooding due to the melting of large quantities of snow and ice.
But damage caused by melting or moving snow is generally not covered under most home insurance plans. A situation such as this is often referred to as an uninsurable peril because damage caused by melting or moving snow is considered predictable.
Fortunately for our clients, our team of legal professionals are very familiar with homeowner insurance policies in Ontario — which allows our firm to ensure our clients obtain the maximum compensation they are entitled to after sustaining damages and losses due to a flood.
Find Out How To Start Your Claim Now
Speak with one of our experienced legal professionals and let us help you with your flood loss insurance claim. Fill out the intake form below or call +1 (548) 708 4291 today.
